EPO plans offer a balance of the two, as they only offer in-network coverage1 but don’t require you to select a PCP or get referrals.
The Affordable Care Act requires all plans to be organized by the level of coverage they offer —Platinum, Gold, Silver, and Bronze.
During this time, Joe has built a specialty in the creation of voluntary and worksite benefits and enrollment Joe will take the necessary time to understand your current individual health coverage, Medicare Advantage/Supplement plan and employee benefits situation.
The goal is to create a comprehensive individual health and/or employee benefits package that will work within your financial goals and is suitable to your employee's needs.
We also offer catastrophic coverage that isavailable for people younger than 30 or those who qualify for a special exemption.
Below are some excellent resources to get your started in choosing individual health insurance for 2019.Dignity Insured is an independent insurance brokerage firm, which provides top quality group health & ancillary insurance products along with exceptional customer service to companies for their employees.
Plus, he's just an all around nice guy to work with!
”For over 20 years, Joe has specialized in working with businesses of all types to structure cost-effective Small Business Health Insurance & Employee Benefit Plans.
Joe serves as both consultant and advisor to small businesses by providing information about new technologies, Healthcare Reform (PPACA), Exchanges/Marketplaces, ERISA compliance, reduce your insurance premiums, actively managing renewal rate increases, and proactively assisting in the adjudication of employee claims & billing issues.
For many clients having someone able to handle the setup of FSA, COBRA, and HRA & HSA alternative funding arrangements is invaluable.